Can I open a bank account without an ID? | Bank account opening requirements

BBeing able to open a bank account without an ID can be very useful, especially if you’re a student. The reality is that you might not have a valid passport, driving license, or even a bank card.  So we’ve outlined below the different forms of ID that banks consider when opening an account.

This article will show you the different forms of ID that banks may consider when opening an account. There is a lot of confusion on this subject and there are many misconceptions about what is required to open a bank account for the first time. It’s important to understand that banks don’t require everyone to have a passport, driving license or bank card.

Can I open a bank account without an ID?

Yes, you can, If you are a student, and you want to create a bank account, then it is possible to create a bank account. Banks allow students to create an account, there are certain requirements that you have to meet.

  • Certified copy of the latest identity card of the Educational Institute or a letter from the Educational Institute.
  • Proof of earnings of the student’s father/mother/guardian

Where do you go if you don’t have a passport or driving license? Banks are pretty strict in their ID requirements, but there is one way to open an account even if you don’t have a valid passport or driving license.

The simple and clear answer is that you cannot open a bank account without an ID if you are over 18 years of age.

Can you open a bank account with just a birth certificate?

A form of identification, such as a passport, birth certificate, or adoption certificate, as well as proof of parental identity and address, is required. It is not necessary to walk with parents over the age of 16 but proof of their identity and address is required.

Is there a way to open a bank account without an address?

Due to banking regulations, you cannot open a bank account without an address. However, you can opt-out of all mailing and send your debit card to the branch. Can send You must be over 18 years old. This also applies to online banks.

How to open a bank account in Pakistan from abroad

Overseas Pakistanis can open bank accounts. You will have access to an account through internet banking, mobile banking, and also get a free first checkbook and Visa debit card.

The following are the requirements for opening an overseas bank account

  • Copy of original passport / CNIC / NICOP
  • Valid visa, copy of the residency
  • Bank statement if self-employed

Bank account opening requirements

The following are the requirements you must meet, otherwise, you cannot open a bank account.

Bank account opening requirements for individual

If you are single, over 18 years of age, and have CNIC, you will need the following documents to open a bank account:

  • Computerized National Identity Card (CNIC)
  • Proof of earning

Bank account opening requirements for Student

If you are a student and you are under 18 years of age and do not have an ID card, you need to meet the following requirements to open a bank account without an ID.

  •  letter from the Educational Institute.
  • Proof of earnings of the student’s father/mother/guardian

Bank account opening requirements for Illiterate Persons

If you are illiterate but want to open a bank account, you will need the following documents to open a bank account.

  • A picture of an illiterate person
  • Certified copy of CNIC of the witness (illiterate person knows)

 

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